{"id":70347,"date":"2020-02-09T14:06:48","date_gmt":"2020-02-09T13:06:48","guid":{"rendered":"https:\/\/rtvnp.rs\/?p=70347"},"modified":"2020-02-09T14:06:48","modified_gmt":"2020-02-09T13:06:48","slug":"gradani-iskoristili-poslednji-voz-da-se-zaduze-na-duzi-period-evo-na-koliko-godina-banke-sada-odobravaju-kredite","status":"publish","type":"post","link":"https:\/\/arhiva.rtvnp.rs\/?p=70347","title":{"rendered":"Gra\u0111ani iskoristili &#8220;POSLEDNJI VOZ&#8221; da se ZADU\u017dE NA DU\u017dI PERIOD: Evo na koliko godina banke sada ODOBRAVAJU KREDITE"},"content":{"rendered":"<div class=\"field-article-forspan\">Od po\u010detka godine ke\u0161, refinansiraju\u0107e i potro\u0161a\u010dke kredite banke mogu da odobre samo na period otplate od sedam godina, a dogodine na \u0161est godina.<\/div>\n<div>\n<p>Gra\u0111ani su u decembru iskoristili poslednji voz da se zadu\u017ee na du\u017ei vremenski period, ta\u010dnije na osam godina, pokazuju podaci Udru\u017eenja banaka.<\/p>\n<p>Podaci pokazuju da su potro\u0161a\u010dki krediti do\u017eiveli pravi bum. U decembru pro\u0161le godine, u odnosu na prethodni mesec odobreno ih je 10,4 odsto vi\u0161e. Za celu godinu taj rast je \u010dak 40,7 odsto. Gotovinskih je u decembru odobreno 3,8 odsto vi\u0161e u odnosu na novembar, a za celu godinu 23,9 odsto vi\u0161e. Decembarski rast svih kredita stanovni\u0161tvu iznosio je 9,5 odsto i oni sada duguju 1,054 biliona dinara.<\/p>\n<p>I stanovni\u0161tvo i privreda koriste prednosti niskih kamata i ubrzano se zadu\u017euju. Ukupan dug prema bankama, i privrede i stanovni\u0161tva, narastao je na 2,561 bilion dinara, \u0161to je 8,4 odsto vi\u0161e nego prethodne godine.<\/p>\n<\/div>\n<p>Veliko zadu\u017eivanje stanovni\u0161tva, uz to i na du\u017ei period otplate, jer banke su listom ke\u0161 zajmove odobravale na 10, a poneke i na 12 godina, ukazalo je na rizike. Naime, sa duga\u010dkim rokovima otvara se mogu\u0107nost pozajmljivanja i ve\u0107ih iznosa.<\/p>\n<p>Sa druge strane, logi\u010dno je otpla\u0107ivati stambeni zajam ceo radni vek, ali nije logi\u010dno tre\u0107inu radnog veka otpla\u0107ivati jedan gotovinski kredit.<\/p>\n<p>Sve u svemu, ukupan dug stanovni\u0161tva se pove\u0107ao, a dug za ke\u0161 i potro\u0161a\u010dke kredite nadma\u0161io je one za stambene.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Izvor: <span class=\"article__author\">Srbija Danas\/Blic<\/span><\/p>\n<p><span class=\"main-image__author\">Foto: Profimedia\/ilustracija<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Od po\u010detka godine ke\u0161, refinansiraju\u0107e i potro\u0161a\u010dke kredite banke mogu da odobre samo na period otplate od sedam godina, a dogodine na \u0161est godina. Gra\u0111ani su u decembru iskoristili poslednji voz da se zadu\u017ee na du\u017ei vremenski period, ta\u010dnije na osam godina, pokazuju podaci Udru\u017eenja banaka. Podaci pokazuju da su potro\u0161a\u010dki krediti do\u017eiveli pravi bum. [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":70348,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,8],"tags":[],"class_list":["post-70347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-drustvo","category-ekonomija"],"_links":{"self":[{"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=\/wp\/v2\/posts\/70347","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=70347"}],"version-history":[{"count":0,"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=\/wp\/v2\/posts\/70347\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=\/wp\/v2\/media\/70348"}],"wp:attachment":[{"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=70347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=70347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arhiva.rtvnp.rs\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=70347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}